Insurance Solutions

    Tailored Coverage for Pacific Coast Property Owners

    Expert guidance through Costa Rica's insurance landscape, with tailored solutions that protect your assets against tropical storms, earthquakes, and coastal hazards.

    Property Insurance - Insurance service in Costa Rica

    Property Insurance

    Complete protection for your Costa Rica property against hurricanes, earthquakes, theft, and tropical hazards unique to the Pacific coast.

    • Hurricane & Seismic Coverage
    • Tropical Storm Protection
    • Theft & Vandalism
    • Comprehensive Liability
    Vacation Rental Insurance - Insurance service in Costa Rica

    Vacation Rental Insurance

    Purpose-built coverage for Airbnb, VRBO, and vacation rental properties. Protection that standard policies simply don't offer.

    • Guest Injury Liability
    • Property Damage by Guests
    • Lost Rental Income
    • Host Legal Protection
    Claims Advocacy - Insurance service in Costa Rica

    Claims Advocacy

    Expert bilingual support from claim to resolution. We navigate the local insurance landscape so you don't have to.

    • 24/7 Emergency Response
    • English & Spanish Support
    • Complete Documentation
    • Expedited Processing
    Comprehensive Coverage - Insurance service in Costa Rica

    Comprehensive Coverage

    Full-spectrum insurance solutions through Costa Rica's most trusted carriers. One partner for all your coverage needs.

    • Auto & Marine Insurance
    • Health & Medical Plans
    • Life & Estate Coverage
    • Business Protection
    Trusted Partners

    Companies We Work With

    Seguros LAFISE - Insurance Partner
    Davivienda - Insurance Partner
    MNK Seguros - Insurance Partner
    ASSA - Insurance Partner
    MAPFRE - Insurance Partner
    INS - Insurance Partner
    The Insura Difference

    Your Trusted Insurance Partner on Costa Rica's Pacific Coast

    Securing insurance in a foreign market presents unique challenges. We bridge the gap between international property owners and local carriers, delivering peace of mind through expertise, transparency, and unwavering advocacy.

    We interviewed several brokers before choosing Insura. Fernando's deep knowledge of both the local market and the unique concerns of international owners set him apart. Three years later, we still couldn't be happier with our decision.

    D
    David & Christine Palmer

    Investment Property Owners, Potrero

    Deep Local Knowledge

    Decades of experience navigating Costa Rica's insurance regulations and requirements for foreign property owners.

    Seamless Bilingual Service

    Fluent English and Spanish support ensures nothing is lost in translation—especially when it matters most.

    Investor-Focused Coverage

    Policies crafted specifically for international investors, not generic domestic solutions retrofitted for expats.

    Rapid Response Guarantee

    Same-day quotes and priority claims processing. Your investment deserves immediate attention.

    Dedicated Personal Agent

    Direct access to your insurance specialist. No call centers, no automated queues—just expert guidance.

    Established Reputation

    Trusted by hundreds of property owners from Papagayo to Dominical. References available upon request.

    Client Success Stories

    Trusted by Property Owners Across Costa Rica

    Hear from international investors who chose Insura to protect their Pacific Coast properties.

    Insura now handles all of our policies—home, auto, and liability for our rental business. Having one trusted broker who understands our needs as foreign investors has simplified everything. Fernando is always just a WhatsApp away.
    MT
    Michael & Sarah ThompsonVilla Owners, Playa Flamingo
    When heavy rains during the green season caused water damage to our rental property, Fernando handled everything. The claim was processed in under two weeks, and we received fair compensation without any hassle. Having a bilingual advocate made all the difference.
    JR
    James RichardsonVacation Rental Owner, Tamarindo
    Finding comprehensive coverage for both our vacation home and our yacht was a challenge until we found Insura. They secured policies with top carriers that protect everything we own here. The peace of mind is invaluable.
    RW
    Richard & Patricia WellsProperty & Yacht Owners, Manuel Antonio
    We manage 12 vacation rentals along the coast, and Insura has been instrumental in streamlining our insurance portfolio. Their understanding of the short-term rental market is unmatched—they know exactly what coverage we need.
    LM
    Luis & Maria FernandezProperty Management, Nosara
    I was paying too much for inadequate coverage before switching to Insura. They reviewed my existing policies, identified gaps, and actually saved me money while improving my protection. Highly recommended for any expat.
    RH
    Robert HendersonRetiree, Bahía Ballena
    As a first-time condo buyer in Costa Rica, navigating local insurance requirements felt overwhelming. Fernando walked me through every option, explained what I actually needed, and found coverage within my budget. Now I recommend Insura to everyone.
    KM
    Karen MitchellCondo Owner, Jacó
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    Protect Your Pacific Coast Investment Today

    Request a personalized coverage assessment from our team of Costa Rica insurance specialists. No obligation, no pressure—just expert guidance.

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